/* Mon Broker FX — French design system (fr-FR) */
@font-face{font-family:'Inter';src:url('/fonts/InterVariable.ttf') format('truetype');font-weight:100 900;font-display:swap}
:root{
  --navy:#002654;
  --blue:#123b6d;
  --red:#ED2939;
  --ink:#1C2129;
  --mut:#5d6672;
  --paper:#F5F7FA;
  --cream:#FFFFFF;
  --line:#dfe5ec;
  --line2:#eef1f5;
  --green:#1e7a4f;
  --radius:12px;
  --shadow:0 6px 20px rgba(0,38,84,.08);
  --font:'Inter','Segoe UI','Helvetica Neue',Arial,sans-serif;
  --container:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--paper);line-height:1.7;-webkit-font-smoothing:antialiased;font-size:16.5px}
img{max-width:100%;height:auto}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--red)}
h1,h2,h3,h4{color:var(--ink);line-height:1.25;margin:0 0 .5em;font-weight:720}
p{margin:0 0 1em}
.container{max-width:var(--container);margin:0 auto;padding:0 20px}
.skip-link{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:200}
.skip-link:focus{left:0}

/* header */
.site-header{background:var(--cream);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:100}
.header__inner{display:flex;align-items:center;justify-content:space-between;gap:16px;height:72px}
.brand__logo{width:auto;height:40px}
.nav__list{display:flex;gap:2px;list-style:none;margin:0;padding:0}
.nav__link{display:block;padding:8px 11px;border-radius:8px;color:var(--ink);font-weight:600;font-size:15px}
.nav__link:hover{background:rgba(0,38,84,.06)}
.nav{display:flex;align-items:center;gap:8px}
.nav__cta{margin-left:4px}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--ink);margin:5px 0;border-radius:2px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 20px;border-radius:9px;font-weight:650;font-size:15px;border:2px solid transparent;cursor:pointer;transition:.15s;line-height:1.2;text-align:center}
.btn--primary{background:var(--red);color:#fff}
.btn--primary:hover{background:#c81e2e;color:#fff}
.btn--ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn--ghost:hover{background:var(--navy);color:#fff}
.btn--lg{padding:14px 26px;font-size:16px}

/* hero */
.hero{background:linear-gradient(150deg,var(--navy) 0%,var(--blue) 65%,#0a4a8a 100%);color:#eef2f8;padding:56px 0 64px}
.hero__inner{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.hero__eyebrow{color:#ff9aa4;font-weight:700;letter-spacing:.05em;text-transform:uppercase;font-size:13px;margin-bottom:12px}
.hero__title{color:#fff;font-size:44px;line-height:1.15;margin-bottom:16px}
.hero__lead{color:#d5dde8;font-size:17px;max-width:54ch}
.hero__cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.hero__panel{background:var(--cream);border-radius:16px;padding:24px;box-shadow:var(--shadow)}
.hero__panel-title{font-size:20px;margin-bottom:4px}
.hero__panel-sub{color:var(--mut);font-size:13.5px;margin-bottom:16px}
.hero__cards{display:flex;flex-direction:column;gap:14px}

/* sections */
.section{padding:56px 0}
.section--why{background:var(--cream)}
.section__title{font-size:30px;margin-bottom:8px}
.section__lead{max-width:70ch}
.feature-grid,.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:24px}
.feature,.how{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.feature h3,.how h3{font-size:18px}
.feature p,.how p{color:var(--mut);font-size:15px;margin:0}
.how{border-left:4px solid var(--red)}
.bottom-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.bottom-grid>div{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:26px}

/* page */
.page{padding:34px 0 60px}
.page__title{font-size:36px;margin-bottom:10px}
.page__lead{color:var(--mut);font-size:17px;max-width:75ch}
.page__note{color:var(--mut);font-size:14.5px}
.breadcrumbs{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:20px;font-size:14px;color:var(--mut)}
.crumb--current{color:var(--ink)}
.crumb-sep{color:#c3cad3}
.panel{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:18px 0}
.panel h2{font-size:20px}
.notice{background:#fdeef0;border-left:4px solid var(--red);border-radius:8px;padding:14px 18px;margin:18px 0;font-size:15px}

/* broker cards */
.brokers-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(330px,100%),1fr));gap:20px;margin:22px 0}
.broker-card{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:20px;display:flex;flex-direction:column;gap:14px;box-shadow:var(--shadow)}
.broker-card__top{display:flex;gap:14px;align-items:flex-start}
.broker-card__logo{width:86px;height:56px;object-fit:contain;background:#fff;border-radius:8px;padding:6px;border:1px solid var(--line)}
.broker-card__name{font-size:19px;margin:0}
.broker-card__name a{color:var(--ink)}
.broker-card__name a:hover{color:var(--red)}
.broker-card__tagline{color:var(--mut);font-size:13.5px;margin:4px 0 0;line-height:1.5}
.broker-card__facts{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:0}
.broker-card__facts>div{background:var(--paper);border-radius:8px;padding:8px 10px}
.broker-card__facts dt{font-size:12px;color:var(--mut);text-transform:uppercase;letter-spacing:.03em}
.broker-card__facts dd{margin:2px 0 0;font-weight:650;font-size:14px}
.broker-card__cta{display:flex;gap:10px;margin-top:auto}
.broker-card__cta .btn{flex:1;padding:11px 12px;font-size:14px}

/* broker detail */
.broker-header{display:flex;gap:20px;align-items:center;margin:8px 0 4px}
.broker-header__logo{width:120px;height:80px;object-fit:contain;background:#fff;border:1px solid var(--line);border-radius:10px;padding:8px}
.broker-header__sub{color:var(--mut);margin:0;max-width:70ch}
.broker-cta{display:flex;gap:12px;flex-wrap:wrap;margin:20px 0}
.broker-layout{display:grid;grid-template-columns:1fr 320px;gap:30px;align-items:start}
.broker-content h2{font-size:24px;margin-top:28px}
.broker-content h3{font-size:19px;margin-top:20px}
.broker-content ul{max-width:72ch;padding-left:22px}
.broker-side{position:sticky;top:92px}
.facts-table{width:100%;border-collapse:collapse;font-size:14.5px}
.facts-table th,.facts-table td{text-align:left;padding:8px 6px;border-bottom:1px solid var(--line);vertical-align:top}
.facts-table th{color:var(--mut);font-weight:600;width:42%}

/* ranking */
.table-wrap{overflow-x:auto}
.rank-table{width:100%;border-collapse:collapse;font-size:15px;min-width:640px}
.rank-table th,.rank-table td{padding:12px;text-align:left;border-bottom:1px solid var(--line);vertical-align:middle}
.rank-table thead th{background:var(--navy);color:#fff;font-weight:650;font-size:14px}
.rank-table tbody tr:hover{background:var(--cream)}
.table-logo{vertical-align:middle;margin-right:8px;border-radius:6px;background:#fff;border:1px solid var(--line)}

/* calculators */
.calc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(340px,100%),1fr));gap:20px;margin:22px 0}
.calc{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:20px;display:flex;flex-direction:column;gap:12px}
.calc h3{font-size:18px;margin:0}
.calc__desc{color:var(--mut);font-size:14px;margin:0}
.calc__ins{display:flex;flex-direction:column;gap:10px}
.calc-field label{display:block;font-size:13px;color:var(--mut);margin-bottom:4px;font-weight:600}
.calc-field input,.calc-field select{width:100%;padding:10px 12px;border:1px solid var(--line);border-radius:8px;font-size:15px;font-family:var(--font);background:#fff}
.calc-field input:focus,.calc-field select:focus{outline:2px solid var(--red);border-color:var(--red)}
.calc__out{margin:4px 0 0;font-weight:700;color:var(--navy);font-size:18px;min-height:24px}

/* guides list */
.guides-list{list-style:none;margin:20px 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(min(330px,100%),1fr));gap:16px}
.guides-list li{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:16px}
.guides-list h3{font-size:17px;margin:0 0 4px}
.guides-list a:hover h3{color:var(--red)}
.guides-list p{color:var(--mut);font-size:14px;margin:0}

/* footer */
.site-footer{background:var(--navy);color:#c9d4e2;padding:48px 0 24px;margin-top:20px}
.footer__grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr 1fr;gap:28px}
.footer__logo{display:inline-block;margin-bottom:12px;background:#fff;border-radius:10px;padding:4px}
.footer__brand img{height:38px}
.footer__desc{font-size:14px;color:#aebccb}
.footer__risk{font-size:12.5px;color:#8fa0b2;line-height:1.6;margin-top:12px;padding-top:12px;border-top:1px solid rgba(255,255,255,.15)}
.footer__title{color:#fff;font-size:15px;margin-bottom:12px}
.footer__grid ul{list-style:none;margin:0;padding:0}
.footer__grid li{margin-bottom:8px}
.footer__grid a{color:#c9d4e2;font-size:14px}
.footer__grid a:hover{color:#fff}
.footer__bottom{margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.15)}
.footer__disc{font-size:12.5px;color:#8fa0b2;max-width:90ch}
.footer__disc a{color:#ff9aa4}
.footer__copy{font-size:13px;color:#6f8093;margin-top:10px}

/* responsive */
@media(max-width:1000px){.footer__grid{grid-template-columns:1fr 1fr 1fr}.hero__inner{grid-template-columns:1fr}.feature-grid,.how-grid{grid-template-columns:1fr 1fr}.broker-layout{grid-template-columns:1fr}.broker-side{position:static}}
@media(max-width:900px){.nav-toggle{display:block}.nav{position:fixed;inset:0;background:var(--cream);flex-direction:column;justify-content:flex-start;padding:90px 24px;gap:8px;display:none;z-index:50}.nav.open{display:flex}.nav__list{flex-direction:column;width:100%}.nav__link{padding:14px 12px;font-size:17px}.nav__cta{margin:10px 0 0;width:100%}}
@media(max-width:640px){.feature-grid,.how-grid,.bottom-grid{grid-template-columns:1fr}.footer__grid{grid-template-columns:1fr 1fr}.hero__title{font-size:32px}.page__title{font-size:28px}.hero__cta,.broker-cta{flex-direction:column;align-items:stretch}.hero__cta .btn,.broker-cta .btn{width:100%}.brokers-grid{grid-template-columns:1fr}.footer__grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}